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5 Good Reasons to Axe a Credit Card Account

(Image: Thinkstock) Whenever Macy’s announced a sale on Jones of New York suits or high-heeled sandals, Deanna S. Walker would dash to the department store. When her husband would travel for his...

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10 States with Most Student Loan Debt

As you may already know, President Obama recently presented his plans to offer expanded programs in an effort to provide more extensive student loan relief. Among the proposed changes is a cap on...

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Student Loan Relief: Bill Could Allow Bankruptcy Discharge

(Image: Shutterstock) Iowa Senator Tom Harkin has proposed a new bill that would create an option for private student loans to be discharged through bankruptcy proceedings. Currently, federal law...

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Summer Heat: Federal Student Loan Interest Rates Will Rise in July

July brings summer fun and sandy beaches, but it also means new changes are on the horizon for new federal student loans. Next month, borrowers will face higher interest rates on new student loans....

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Most Consumers Don’t Understand Overdraft Penalty Plans

If you’re confused by your bank’s overdraft penalty rules, you’ve got some company. Confusion surrounding overdraft penalties is exactly why financial institutions are required to make sure their...

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Denied: Some College Students Can’t Access Federal Loans

College graduate at commencement with others(Image: Thinkstock) For some students, the only way college can become a reality is through student loans. Unfortunately, attending college may not be...

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Help for Overdrafts: Wells Fargo Will Stop ‘Stacking’ Checks

If you’re like most smart consumers, you try your best to balance your checkbook so that you can avoid going into overdraft. What you may or may not know is that some banks participate in a practice...

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Infographic: Federal Versus Private Student Loans

For those of you who have student loans, I’m sure you’ll agree that student loan debt seems like it will never go away. What’s sobering is that some students wind up in debt as long as 30 years. If...

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Credit Card Interest Rates on the Rise

Image: Thinkstock Credit card comparison website CardHub recently released its Credit Card Landscape Report for the second quarter of 2014. This report analyzes the latest developments when it comes to...

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Study: One in Three Americans with Credit File Has Debt in Collections

(Image: Thinkstock) If you’re hiding a dirty little credit secret—a debt in collections—you have plenty of company. You won’t be the only person at those Debtors Anonymous meetings you’ve been thinking...

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Beware of a New Scam on Facebook

A new Facebook scam is here. In this particular scam, users are convinced they will be able to get into someone else’s account in three easy steps. Tom’s Guide reports that the three steps appear in an...

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Study: Consumers Still Recovering from the Recession

(Image: Thinkstock) According a recent Federal Reserve study entitled Report on the Economic Well-Being of U.S. Households in 2013, Americans are still reeling from the Great Recession. Many Americans...

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Report: Late Auto Payments on the Rise

House payment due reminder on calendar(Image: Thinkstock) If you’re late on your auto loan payment, you have some company. According to a report by Experian Automotive entitled State of the Automotive...

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FTC Requests Shutdown of Fake Credit-Debt Scheme

The Federal Trade Commission is joining forces with a federal court to put an end to a credit-related scam. Targeting financially distressed consumers, this scam is perpetuated by phony debt...

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5 Reasons Your Credit Card Application Was Denied

Most of us will apply for a credit card at one point, and for many different reasons. You might be just starting out and attempting to build credit, or you might be hoping to expand your access to...

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Infographic: Where College Students Spend Their Money

Many college students never seem to have any spare change. Aside from high tuition payments, how else is their budget spent? How much money does the average college student spend? What do they spend it...

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Computer Chips Coming to a Credit Card Near You

You may have noticed, if you’ve received a new credit card lately, that there is something different on credit cards nowadays. What you are witnessing is the new computer chip that is now installed in...

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Study: More Millennials Saying No to Credit Cards

Image: File According to a survey conducted by Bankrate, more than 60 percent of millennials are opting to go without a credit card, compared to 35 percent of Americans over the age of 30. Jeanine...

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Study: One in Five Can’t Live without Credit Cards

  (Image: ThinkStock) A new study by the National Foundation for Credit Counseling revealed that consumers are very attached to their plastic. In fact, one in five respondents admit they would not be...

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Citizens Bank Offers Student Borrowers a Chance to Refinance at Lower Rate

Managing student loan debt can be quite a burden. Consequently, some borrowers refinance in an effort to lighten the load. The Wall Street Journal reports there is now a new option for those who are...

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